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You may have noticed you can apply for a credit card practically everywhere. Offers may arrive in the mail, cashiers may ask you to sign up for a store credit card while shopping, or you may get opportunities via email. Credit card companies are also often seen at malls and on college campuses.

How can you "decode" a credit card offer, and once you get a credit card, how can you manage your account wisely?

In the next series of questions, you'll learn some important things to keep in mind when you choose -- and use -- a credit card. If you get stuck, you can click on highlighted terms to go to the glossary.

Credit Card Primer Case Files Choosing and Using a Credit Card Credit Card Glossary