COMPANY CARD STUDENT ORGANIZER

Jodie's Coffees and Teas

Business Type: This specialty coffee and tea retailer offers prepared beverages to purchase and take out. While the business rivals the top chains, customers have been asking for tables, and the management of Jodie's Coffees and Teas is concerned about losing revenue because customers can't enjoy their hot beverages in the store.

Loan Request: The company is looking for a loan of $15,000 to renovate the back part of the store to create a café. The renovation would include clearing out a storeroom, and redecorating the space with funky café furniture.

Repayment Ability: With the expanded space and ability for customers to drink their coffee in the shop, Jodie's is expecting to bring in an additional $1,300 per month.

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Automotive Design and Parts

Business Type: This premium automotive business specializes in car and truck detailing and special parts. Customers love their work, but the business is struggling because its spray-paint technology is outdated, and it can only process a small number of cars per month.

Loan Request: The company needs a loan of $25,000 to purchase a new high-speed spray-paint technology system that will allow them to process more cars each month. The loan will be repaid over one year.

Repayment Ability: With the new spray-paint technology, Automotive Design and Parts expects to bring in an additional $2,240 per month.

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Journey Travel Agency

Business Type: This international travel agency books trips all around the world, and has a loyal following because the agents find such great deals. The agency has had to limit its number of customers as its old computer system is slow in processing every trip.

Loan Request: The company needs a loan of $100,000 to upgrade its computer system to a state-of-the-art wireless, networked, high-speed system. With this upgrade, Journal Travel Agency expects to quadruple its business immediately.

Repayment Ability: With the new computer system and additional business, the company expects to increase its revenue by $9,000 per month.

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