It's Your Future!

Overview Procedures for Teachers Organizers

This lesson plan tackles major personal finance issues in young people's futures: career choice, home buying, and budgeting. The lesson plan will teach high school students how education and skills impact career choice. It will also help students learn the basics of budgeting for big expenses, like mortgage payments. Students will learn about interest and loans, and how those personal finance tools can help them afford larger purchases like homes, while still managing their finances responsibly.

Grade Level:
Grades 7-12

Time Allotment:
3 classes at 45 minutes per class

Subject Matter:
Math, Finance, Economics

Learning Objectives

Students will: Standards

1. National Council of Teachers of Mathematics Principles and Standards for School Mathematics

Number and Operations Problem Solving Connections Representation 2. JumpStart Coalition for Personal Financial Literacy

Financial Responsibility and Decision Making
Overall Competency

Income and Careers
Overall Competency
Planning and Money Management
Overall Competency
3. Mid-continent Research for Education and Learning (McREL) Benchmarks for Economics


1. Understands that scarcity of productive resources requires choices that generate opportunity costs.

3. Understands the concept of prices and the interaction of supply and demand in a market economy.

7. Understands savings, investment, and interest rates.

This lesson was prepared with the support of Citi Foundation.

Written by: Melissa Donohue

Overview | Procedures for Teachers | Organizers